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Auto Insurance

from Jared Reynolds Insurance

Auto Insurance

If you want to register or operate a motor vehicle in Ohio, you must carry at least the minimum auto insurance, which is:

  • $25,000 for injury or death of one person
  • $50,000 for injury or death of two or more people
  • $25,000 for property damage in an accident

This liability insurance protects both you and other motorists on the road if you are at fault in an accident.

However, this is just the minimum required coverage for a car or truck. We recommend that our clients in Zanesville consider increasing your liability protection if:

  • You have a new or young driver in the household.
  • You are a high net-worth individual.
  • You do more driving than the average person or drive on dangerous roads.

These days, vehicles are really expensive. You may want to increase your liability coverage simply to cover damage to a costly vehicle, like a new pickup truck or a luxury brand car.

Full Coverage Insurance Gives You Better Protection

For most folks in Ohio, taking full coverage beyond liability insurance is a smart decision. What does full coverage include?

  • Collision insurance - if your vehicle is damaged when you are at fault in an accident or if you are the victim of a hit-and-run incident
  • Comprehensive insurance - to cover damage or loss from fire, theft, vandalism, or most natural disasters

If you rely on your vehicle to get to work, go to school, run errands, or do family activities, having full coverage gets you back to your normal life as quickly as possible after an accident. Otherwise, you’d have to pay out of your own pocket to repair or replace your vehicle.

Our Independent Agents Can Tailor a Policy to Your Needs

Independent insurance agents have a better selection of insurance products than the big companies that only push their own policies. And we provide the utmost in personalized service that you’ll never get when you’re just a number.

To get the auto protection you need for your peace of mind and to meet the laws in Ohio, call Jared Reynolds Insurance at 740-588-9090 today, or reach out online to let us know how we can help.