Boating insurance is not required by law in Ohio. But that doesn’t mean you shouldn’t be without it. A comprehensive boat insurance policy can protect you and others in many ways. If you are at fault in an accident and don’t have insurance, you would have to pay for medical bills and property damage out of your own pocket. With insurance, you can cover injuries to others and more, so you’re not on the hook financially.
There are multiple additional reasons to purchase boat insurance:
Boats cost a lot of money these days. Would you be able to replace your boat with your own savings?
What Does Boat Insurance Cover?
Boat insurance gives you many coverage options. We recommend that our clients in Zanesville have boat insurance protection for at least these three things:
However, you may wish to add coverage for the following:
We will ask you about the navigational area for your boat (where you plan to use it) as well as how you want to structure your deductible — the small amount you pay out of pocket in the event of a claim. Usually, your premium goes down with a larger deductible and vice versa.
Independent Agents Are Best for Customized Boat Insurance
If you’ve dealt with big, impersonal insurance companies before, you know you can wind up feeling like a number to them. But when you protect your boat with independent agents, you get personalized service that makes you feel like family.
Even better, independent agents aren’t tied to any particular carriers. That gives us a much larger menu of boat insurance products for you, including Ahoy insurance. We can tailor a policy to meet your needs and give you the protection you desire. To start a policy, call Jared Reynolds Insurance at 740-588-9090, or use our easy online form.