ATV UTV SXS OFFROAD
We know you love your off-road all-terrain vehicle whether you’re an everyday rider or weekend warrior, a rancher, hunter, or trail rider. We also know that you want to be covered if your SXS or ATV is stolen or badly damaged, and proper insurance coverage is the difference we can provide to protect your investment.
We offer the following Ohio
OFFROAD VEHICLE INSURANCE COVERAGE
- **Comprehensive **-- In most circumstances, Comprehensive ATV insurance coverage pays for damage to your ATV if it’s caused by an event other than a collision. For instance, if your ATV is damaged by fire, theft, vandalism, or an animal, Comprehensive coverage will likely apply. You just pay the deductible you selected, and your ATV insurance will cover the rest.
- **Collision **-- Collision pays for significant physical damage to your ATV if you hit another ATV, a tree, a parked vehicle, a big rock, a stump, a fence post, or another obstacle. You just pay the deductible you selected, and your Collision coverage will likely pay for the rest. Due to the rough nature in which many ATVs are used, Collision may not provide coverage for scrapes, scratches, minor dings/dents, and other cosmetic/non-structural damage.
- **Bodily Injury & Property Damage Liability **-- ATV insurance coverage offers Bodily Injury and Property Damage Liability to pay for injuries to people or damage to one’s property caused by your ATV.
- **Uninsured/Underinsured Motorist **-- If the person at fault for an accident doesn’t have insurance – or doesn’t have enough insurance – Uninsured/Underinsured Motorist Bodily Injury will pay for injuries and damages you suffer that the at-fault party is legally liable for, such as medical treatment and lost wages.