Auto & Home Insurance
Newark, OH
from Jared Reynolds Insurance
Auto Insurance Is Mandatory in Ohio
In order to register and operate your motor vehicle in Ohio, you must carry at least the minimum required auto insurance:
- $25,000 for injury or death of one person
- $50,000 for injury or death of two or more people in an accident
- $25,000 for property damage in an accident
This insurance protects other motorists if you’re at fault in an accident, but it also safeguards you. Without auto liability coverage, you’d have to pay for someone else’s medical care or property damage out of your own pocket.
The amounts listed above are the minimum required by the state. You can always increase your liability coverage to reflect today’s higher cost of healthcare and vehicle repair or replacement. We particularly encourage you to do this if you have a young driver in the household or if you drive more than the average person.
Select Full Coverage for Better Auto Protection
We also encourage our clients in Newark to choose full-coverage auto insurance. This includes:
- Collision coverage to repair or replace your own vehicle if you’re responsible for a crash
- Comprehensive coverage in case of theft, vandalism, or damage/loss due to fire, storms, and many natural disasters
If you finance your car or truck, your lender likely requires full coverage insurance.
Request a Quote for Home & Auto Insurance
Home Insurance Protects Your Largest Asset
For most folks in Newark, their home is their greatest asset. That’s why you must protect it with the right home insurance policy. Home insurance covers you in case the worst happens, paying for repairs or even reconstruction after a fire, storm, vandalism, or another disaster.
You wouldn’t want to have to pay for these expenses out of your own pocket, which is what would happen without home insurance. Your home insurance not only covers your investment in your home; it protects your mortgage lender too, which is why they require home insurance.
You Get Broad Coverage With a Home Insurance Policy
Home insurance gives you a lot of protection for your dollar. It covers:
- Damage to or loss of the structure itself
- The contents of the home, including furnishings, appliances, clothing, electronics, and personal belongings
- Additional living expenses if you can’t live in your home after filing a claim
- Liability protection for things like injuries on your property, as well as liability coverage anywhere you and members of your household travel
You can easily add extra protection via:
- Scheduled coverage for valuables, like jewelry or antiques
- Earthquake and flood insurance for disasters not covered by home insurance
- Personal umbrella insurance to increase your liability protection
Independent Agents Give You the Most Choices for Home and Auto Coverage
You’ll find our independent agents at Jared Reynolds Insurance offer you the widest selection of insurance products for your home and auto because we partner with all the big carriers, as well as smaller ones you may not know about. We pride ourselves on excellent customer service and tailoring home and auto coverage to every client’s unique needs.
To learn more about home and auto insurance in Newark, OH, call us today at 740-588-9090, or start your policy online now.
Ready to Get Started?
Jared Reynolds Insurance can help you find the right homeowner insurance policy. Contact one of our helpful team members or start your quote online today.
