Auto & Home Insurance
New Albany, OH
from Jared Reynolds Insurance
Ohio Requires You to Carry Liability Insurance
In order to register a vehicle and drive legally in Ohio, you must carry the minimum liability coverage required by the state:
- $25,000 for injury or death of one person
- $50,000 for injury or death of two or more people in an accident
- $25,000 for property damage in an accident
This pays for medical care of others and property damage if you are at fault in an accident.
You can choose to carry more than the minimum required liability insurance, which we often recommend for our clients in New Albany. This gives you a higher cap on claims and is ideal for households with young drivers or policyholders with high net worth.
Choose Full Coverage for Even Better Auto Protection
To obtain even broader coverage, we suggest full coverage, which will be required by your lender if you finance your vehicle. Full coverage has two key components:
- Collision coverage, in case your vehicle is damaged when you are at fault in a crash
- Comprehensive coverage for fires, storms, vandalism, theft, and most natural disasters
If you rely on your car for your everyday activities, you definitely want full coverage auto insurance for the least disruption to your life.
Request a Quote for Home & Auto Insurance
Home Insurance Protects Your Investment
Your investment in your New Albany, OH home could be gone in minutes if the worst happens and you don’t have the home insurance to protect you. Most homeowners can’t pay for serious repairs or rebuilding out of their own pockets, so they rely on home insurance to cover them when disaster strikes.
Your mortgage lender has also invested in your home. That’s why mortgage lenders nearly always require home insurance for their clients and why you may be told you need it as well.
A Home Insurance Policy Is a Great Value
We’re sure you’ll find a home insurance policy that gives you incredible value for the money. You get very broad coverage, including:
- Protection for the home’s structure and its essential systems, like plumbing and electrical
- Insurance for the home’s contents, such as appliances, furnishings, housewares, clothing, and personal items
- Liability coverage for your property and for all members of your household wherever you travel around the world
You can add coverage for special situations with:
- Scheduled coverage for valuables like precious metals, firearms, furs, jewelry, art, antiques, and collectables
- Earthquake and flood insurance, which is not included in a regular home insurance policy
- Personal umbrella insurance to increase your liability protection, which we suggest for dog owners and high net-worth individuals
Our Independent Agents Give You Personalized Service for Home and Auto Coverage
When you shop for home and auto insurance in New Albany, call our independent agents at Jared Reynolds Insurance for policies customized to your needs. We work with dozens of carriers, including all the big names, so we can give you the widest selection of options you’ll find anywhere.
Call us at 740-588-9090 to ask about a home or auto policy today. Or you can start your policy online at your convenience.
Ready to Get Started?
Jared Reynolds Insurance can help you find the right homeowner insurance policy. Contact one of our helpful team members or start your quote online today.
