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Manufacturing Insurance

Manufacturing Insurance

If you own a manufacturing business in the Zanesville area, you want to protect it with insurance in case the worst happens. Manufacturers have higher risks than many other types of businesses, so you need insurance coverage that provides sufficient protection.

At a minimum, you should have commercial property insurance and general liability insurance. Commercial property insurance covers the structure of your manufacturing facility, as well as the building’s contents, including equipment, inventory, tools, and office furnishings. This means you won't have to compensate for storms, fires, vandalism, or theft out of your own pocket.

General liability coverage is recommended for all businesses, but it’s particularly essential for manufacturing companies, where the hazards are typically higher. It covers you if a visitor is injured on your premises and in many types of lawsuits.

We Recommend Additional Business Coverage for Full Protection

At a minimum, you should carry commercial property insurance and general liability coverage. Most manufacturers also have other insurance for the following:

  • Commercial auto insurance for any vehicles used for business purposes
  • Inland marine coverage if you transport expensive property belonging to others
  • Worker’s compensation to protect employees who are hurt on the job, which is required by the state of Ohio
  • Equipment breakdown insurance, since you rely on your equipment for revenue
  • Loss of income coverage for situations beyond your control when you can’t operate
  • Cyber liability insurance to protect you in the event of data breaches and hacking

Depending on your location, you may wish to add earthquake insurance or flood insurance, as there are risks of both in Ohio. A business umbrella policy can increase the cap on your liability coverage, and many manufacturers like the peace of mind they get from this additional protection.

Independent Agents Here to Help Zanesville Manufacturers

Zanesville has a rich history as a center of manufacturing in our state, and our agents welcome the opportunity to help you continue that tradition safely. Manufacturing insurance protects your investment, your current business, and your employees.

To get help tailoring an insurance policy to your one-of-a-kind needs, call Jared Reynolds Insurance at 740-588-9090 today, or start a policy online any time. You will appreciate the personalized service and many options you get when working with independent agents instead of impersonal insurance companies. And you will sleep better knowing your business has the right protection if the unexpected occurs.