Are you a contractor in one of these fields?

• HVAC
• Electrical
• Plumbing
• Excavation
• Concrete
• Landscape
• Flooring

If so, it’s essential that you have the right business insurance to protect your investment and your employees. Jared Reynolds Insurance can help you set up the best policy for your unique contracting business. Simply fill out the form below to get started.

Why Contractors Face Higher Liability Risks

Contracting has a lot of inherent risk, not just to you on the job but to others in the area and your customers. One mistake with an electrical outlet, for example, could cause serious injury by electric shock. An uncovered hole on an excavation job site presents a falling hazard.

These dangers put your business in jeopardy if someone decides to sue over injuries or damages. You could face insurmountable financial penalties or even have to close your business without contractor insurance to cover you.

Contractor insurance was designed with your profession in mind. It protects you from liability losses, as well as other expenses, so you don’t have to pay out of your own pocket.

Who Needs Contractor Insurance?

As well as people in the professions listed above, you should look into contractor insurance if you’re a general contractor, remodeler, roofer, window and door installer, chimney and masonry expert, painter, or flooring specialist.

It doesn’t matter if you have a small business or even if you’re a one-person operation. In fact, smaller businesses are statistically more at risk of legal and financial liability than larger ones.

Types of Insurance for Contractors

Every contracting business is different. That’s why we put together every insurance policy just for the client’s needs. Think of it like a buffet for insurance. You may choose from these options and more:

• General liability insurance for accidents and unexpected incidents
• Property coverage for your office, tools, and contracting equipment
• Commercial auto insurance for vans and trucks used for business purposes
• Specialized liability coverage for errors and omissions
• Bonds for upholding contract promises and standards of quality
• Commercial umbrella insurance for additional liability protection
• Cyber crime insurance to protect customer and employee sensitive data
• Inland marine insurance to protect equipment and property while in transit
• Workers compensation in case an employee is injured on the job

Let Us Customize Coverage for Your Contracting Business

When you partner with us, you get the personalized service that’s so hard to find these days. Plus, you get the benefit of decades of insurance experience and the wider selection of products that comes with independent agents.

To make sure your contracting business is fully protected, fill out the form here to get the conversation started. We’ll tailor a policy to your company no matter what size it is, and you’ll know you’re covered should the worst happen. Don’t let your business go under due to lack of insurance protection! Request a quote today.