Commercial Insurance in Malta, OH

No Matter What Size Your Business Is, You Need Commercial Insurance

From one-person companies to enterprise-level corporations, commercial insurance is essential to protect you from inherent business risks. Your Malta, OH, business could be in danger of closing if you encounter a liability lawsuit, suffer large-scale property damage, or become the target of cybercrime.

Liabilities Are Everywhere Today

We find businesses are most vulnerable today when it comes to liability risks. Without general liability insurance, a slip-and-fall accident in your office or factory could result in a lawsuit or settlement that drains your assets and shutters your doors for good.

There are additional types of liability insurance for specific scenarios, which you may want to purchase as well:

Employment practices insurance in case of accusations of wrongful termination, discrimination, or harassment
Errors and omissions insurance in the event a mistake made by your business results in harm to another
Directors and officers insurance for cases where leadership actions result in adverse outcomes

Most of our Malta business clients also add a business umbrella policy. This gives extra liability protection should you reach your general liability coverage limit.

Explore More Protection With Commercial Insurance

As well as liability insurance, you likely want to add other types of commercial insurance to ensure you have no gaps in your protection. Be sure to ask about:

Workers' compensation in case one of your employees is injured on the job.
Commercial auto insurance for all your business vehicles.
Property insurance for your business premises as well as equipment, tools, and inventory vital to your operation.
Equipment breakdown insurance to cover equipment failure.
Earthquake and flood insurance to add to your property insurance.
Cyber insurance for incidents of data breach, ID theft, or hacking.
Inland marine insurance to protect others’ property while in transit.
Bonds to cover your promise to complete a job or follow professional standards.
Loss of income insurance in case you can’t operate due to situations outside your control.

If you are in a specific profession — barbering, engineering, contracting, or food preparation — there are insurance packages that combine the coverage types above just for you.

We Offer Customized Commercial Insurance for Malta, OH, Businesses

Our independent agents provide excellent customer service for Malta businesses, and we aren’t tied to just a few insurance products like the big companies are. Our vast menu of options lets us tailor coverage to your business’s needs.

Start a commercial insurance policy online at your convenience, or call Jared Reynolds Insurance at 740-588-9090 today to protect your business assets properly.