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Auto and Home Insurance

Auto & Home Insurance in Pataskala, OH

Make Sure You Comply With Ohio’s Auto Insurance Requirements

If you want to register your vehicle and drive legally in Ohio, you must have liability insurance that meets or exceeds the state’s minimum requirements:

  • $25,000 for injury or death of one person
  • $50,000 for injury or death of two or more people in an accident
  • $25,000 for property damage in an accident

Without liability insurance, you’d have to pay for another person’s medical care or damaged vehicle if you were at fault in an accident. So, liability insurance protects both you and other motorists.

We usually recommend increasing your liability coverage, especially if you have a new driver at home or do a lot more driving than most people. With medical expenses and the cost of vehicles being so high today, more liability coverage means less potential for having to pay damages out of your own pocket.

For Better Protection, Ask for Full Coverage Insurance

You can get even greater protection for your car or truck with full coverage insurance. Full coverage, which most auto lenders require, includes:

  • Collision insurance to repair or replace your vehicle after an accident in which you were at fault
  • Comprehensive insurance to cover incidents of theft, vandalism, or damage/loss to storms, natural disasters, and fire

Your Home Deserves the Best Protection

As your biggest investment, your home needs protection with a home insurance policy. This covers you in case your home is damaged by a fire, storm, or another unexpected disaster. Otherwise, you’d have to pay for repairs or rebuilding out of pocket. Your mortgage lender probably requires you to have adequate home insurance to protect their investment too.

Know What Home Insurance Covers

Your home insurance affords you broad coverage, and it’s a tremendous value for a reasonable premium. Most policies include:

  • Coverage of the structure itself
  • Insurance for the home’s belongings, like furniture, decor, appliances, electronics, and clothing
  • Liability insurance for injuries on your property
  • Liability coverage for you and all members of your household anywhere around the world
  • Additional living expenses, in case you need to live elsewhere while your home is being repaired or rebuilt

We usually recommend that our clients in Pataskala add further protection via:

  • Personal umbrella insurance for increased liability coverage (recommended for dog owners and high-net-worth individuals)
  • Scheduled coverage for valuables (furs, jewelry, fine art, antiques, firearms, precious metals, and collectables)
  • Earthquake and flood insurance, based on their location and risk

We Can Customize Home and Auto Insurance for You

Everyone’s needs for home and auto insurance in Pataskala, OH are unique. That’s why our independent agents at Jared Reynolds Insurance tailor every policy to the client’s special requirements. We have a more comprehensive menu of insurance products than big companies do, and we offer outstanding personalized service.

Call us at 740-588-9090 to discuss your home and auto insurance needs. Or start your policy online right now.