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Auto and Home Insurance

Personal Insurance in McConnelsville, OH

Protect Your McConnelsville Home the Right Way

You no doubt worked hard and saved to have your home in McConnelsville, OH. Now you need to protect it with home insurance in case the worst happens unexpectedly.

Home insurance was created to protect property in the event of disasters, such as fire, storms, vandalism, and theft. Otherwise, you’d have to pay for these incidents out of your own pocket, which most folks today find unaffordable.

Home insurance covers your property’s structure, plus its contents. Your furnishings, electronics, appliances, housewares, and personal items, like clothing, are all covered.

You get other benefits with home insurance too:

  • Liability insurance in case of accidents on your property
  • Extra liability coverage for you and your family members anywhere you travel
  • Additional living expenses to cover living elsewhere while your home is repaired or rebuilt

Add more protection with:

  • Scheduled coverage for your valuable possessions, such as furs, jewelry, collectibles, and firearms.
  • Personal umbrella coverage to increase your liability protection.
  • Earthquake or flood insurance in case of natural disasters.

Auto Insurance Is Mandatory in Coshocton, OH

To operate and register a vehicle in Ohio, you must have at least the state’s minimum liability insurance:

  • $25,000 for injury or death of one person
  • $50,000 for injury or death of two or more people in an accident
  • $25,000 for property damage in an accident

If you are at fault in an accident, you won’t have to pay for the other driver’s medical care, repairs to their vehicle, or fixing property damage.

This is just the minimum the state requires; you can certainly increase your liability protection, like if you have a teen driver in the home. We nearly always recommend taking out full coverage protection. This coverage, mandated by lenders if you finance your car or truck, includes:

  • Collision insurance to repair or replace your vehicle if you’re at fault in a crash
  • Comprehensive insurance to cover theft, vandalism, storms, fires, etc.

Personal Insurance Is One of Our Specialties

People in McConnelsville, OH, prefer our independent agents at Jared Reynolds Insurance for their expertise in personal insurance and superb customer service. We tailor every policy to our customers’ unique needs and have many insurance products to choose from.

Call us at 740-588-9090 today to get the coverage you need, or start a policy any time online.