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Auto and Home Insurance

Personal Insurance in Coshocton, OH

Home Insurance Protects Your Greatest Asset

For most of our clients in Coshocton, OH, their home is an asset they’ve worked hard and saved for. But without the proper home insurance, that investment could be wiped out with one fire or storm.

Fortunately, you don’t have to pay out of your pocket for repairs or rebuilding if the unexpected happens. Home insurance protects your property in the event of many disasters, as well as vandalism and theft. It covers both the structure and the home’s contents, including furnishings, appliances, electronics, clothing, and personal items.

Home insurance also comes with other benefits:

  • Liability coverage for accidents on your property
  • Extra liability protection for you and the members of your household around the globe
  • Additional living expenses if you need to live elsewhere after filing a claim

You can increase your protection even more with:

  • Scheduled coverage for valuables like jewelry, fine art, and antiques.
  • A personal umbrella policy for greater liability coverage.
  • Earthquake or flood insurance for disasters not covered by a regular policy.

Auto Insurance Is Mandatory in Coshocton, OH

To register and operate your car or truck in Ohio, you must carry at least the state’s minimum liability insurance:

  • $25,000 for injury or death of one person
  • $50,000 for injury or death of two or more people in an accident
  • $25,000 for property damage in an accident

This protects you and other motorists if you are at fault in an accident and means you don’t have to pay out of your savings for others’ medical care or property repairs.

You can always increase your liability coverage, which we strongly recommend if you have a young driver in your household. We also suggest getting full coverage auto insurance, usually required by auto lenders. This includes:

  • Collision insurance to cover your vehicle if you’re at fault in an accident.
  • Comprehensive insurance in case of theft, vandalism, storms, fire, etc.

Let Our Independent Agents Help You With Personal Insurance

Our independent agents at Jared Reynolds Insurance are members of your Coshocton, OH, community and strive to provide stellar customer service to each client. We tailor your personal insurance to what you need, offering a larger selection of options than you’ll find elsewhere.

You can start a policy online any time or call us at 740-588-9090 with your questions about finding the right personal insurance for your needs.